Privacy Notice

1. What This Notice Covers

This notice applies to visitors who join the Lorica waitlist at trylorica.com. It covers only what happens before Lorica Core launches — specifically, the data we collect through our waitlist signup form and any referral activity.

It does not cover Lorica Core's full product features — bank account linking, ACH transfers, Dedicated Accounts, or creditor payments. Those are governed by a separate, comprehensive Privacy Policy that will be provided to you before you activate any account feature. We do not collect any financial data, bank credentials, or payment information through the waitlist.

2. What We Collect

When you join the Lorica waitlist, we collect only:

• Email address — provided voluntarily when you submit the waitlist form.
• Referral code — if you were referred by another waitlist member, we record the referral relationship to track queue position and referral rewards.
• Basic usage data — standard server logs including IP address, browser type, and pages visited, collected automatically when you visit trylorica.com. This is used for security and site analytics only.

We do not collect your name, phone number, financial information, government ID, Social Security Number, or any sensitive personal information through the waitlist. We do not use advertising pixels, session replay tools, or behavioral tracking on this site.

3. How We Use It

We use your waitlist data solely to:

• Send you updates about Lorica Core's launch timeline, early access availability, and your queue position.
• Track referral relationships to calculate queue priority and any referral rewards.
• Respond to questions or requests you send us directly.
• Monitor site security and prevent abuse.

We do not use your email for advertising, do not sell it to third parties, and do not use it for any purpose unrelated to Lorica's launch communications.

4. Who We Share It With

We share waitlist data only with the following service providers, and only as necessary to operate the waitlist:

• Mailchimp (Intuit Inc.) — our email platform, used to send waitlist communications and manage subscriptions. Mailchimp's privacy policy is available at mailchimp.com/legal/privacy.
• Xano — our backend platform, which stores waitlist entries and referral records securely.

We do not sell, rent, or share your email address with advertisers, data brokers, or any other third parties. We do not share it with financial institutions, payment processors, or debt-related service providers — those relationships only begin, with your explicit consent, after Lorica Core launches.

5. Data Retention

We retain your waitlist email and referral data until one of the following occurs:

• You unsubscribe from waitlist communications using the link in any email we send.
• You request deletion by emailing privacy@trylorica.com.
• Lorica Core launches and you either activate an account (at which point our full Privacy Policy applies) or are removed from the waitlist.

Server access logs are retained for up to 90 days for security and debugging purposes.

6. Your Rights

You may at any time:

• Unsubscribe from all waitlist communications using the unsubscribe link at the bottom of any email we send.
• Request deletion of your waitlist entry and any associated referral data by emailing privacy@trylorica.com. We will confirm deletion within 7 business days.
• Access or correct your information by contacting us at the same address.

Depending on your state of residence, you may have additional rights under applicable privacy laws, including rights to know what data we hold, correct inaccuracies, and appeal decisions. Submit any such requests to privacy@trylorica.com and we will respond within 45 days.

We do not sell or share your personal information for targeted advertising and have no data to opt out of in that regard.

7. Security

Waitlist data is stored in Xano with HTTPS/TLS encryption in transit and AES-256 encryption at rest. Access is restricted to Automate 100, LLC personnel. We do not store payment credentials, bank login information, or sensitive personal data in connection with the waitlist.

8. Changes to This Notice

If we make material changes to this notice, we will notify you by email to your registered waitlist address at least 14 days before the change takes effect. The updated notice will also be posted at this URL with a new effective date.

When Lorica Core launches, this notice will be replaced by our full Privacy Policy, which will be delivered to you before you activate any account feature.

9. Contact Us

For questions, requests, or concerns about this notice:

If you believe your privacy rights have not been addressed to your satisfaction, you may contact your state's Attorney General or applicable privacy regulator. California residents may contact the California Privacy Protection Agency at cppa.ca.gov.

Version 1.0  |  Effective April 22, 2026  |  Prepared by Automate 100, LLC d/b/a Lorica  |  Waitlist scope only